I tend to think a lot of charities have become money pots for some individuals who earn quite a lot out of it. ( even if they have to earn a living for full time work, it doesn't have to be £100,000 plus ).
http://www.telegraph.co.uk/news/politics/10224104/30-charity-chiefs-paid-more-than-100000.htmlMost charities are run as a business, this means a lot is deducted for expenses.
Just giving as well.
In some ways I don't like it, but in others, it is the good it does do, that matters.
Just giving , for example has enabled individuals to raise money in sponsorships that was more difficult before.
Without just giving we would be back to wandering around asking people to sponsor us on paper and have to collect the sponsorship afterwards, it's made it easy for ordinary people to support causes they feel strongly about.
5% and additional charges normally would look minimal, it's just when you are talking about raising large sums like 7million it looks a lot.
Just giving is more useful for modest causes for individuals to be sponsored for running, or having their head shaved etc.
For really big events it probably isn't as useful, but having said that, it saves having to open bank accounts for the funds and the bank most likely charges you a fee anyway.
Just giving is just useful, saves hassle, enables people to raise money for causes. Also it's easy to give the link, easy for others to pay by PayPal or card.
You don't have to try and collect it after the event.
On the whole, for just giving , I'm not against it.
It has benefits, which you have to pay a fee for.
Really big amounts need to go through an alternative imo, but I doubt if the banks would do it totally for free.
I do think charities should be accountable though and publish public accounts, so people can make their own choices.